Commercial Banking
Why Choose Citizens First National Bank?
The Key Difference? Service!
We will…
  • Strive to meet & exceed your expectations
  • Offer superior solutions-oriented approaches
  • Value long term business relationships and friendships

We offer…
  • 21 locations across Northern Illinois
  • Honesty, integrity & confidentiality

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Community Business Package
Citizens provides an array of bank-wide products and services designed to provide coordination and cost effectiveness for you, your company and your employees.

Deposit Services
  • Checking Accounts
  • Sweep Accounts
  • Community Business Checking
  • Money Market Accounts
  • Certificates of Deposit
  • ATM and Check Card
  • Item Imaging
  • Check Imaging

Credit Services
Experienced, local decision making and responsiveness are key factors which allow Citizens First National Bank to effectively identify and implement the best credit options for any type and size of business.

  • Lines of Credit
  • Letters of Credit
  • Capital Equipment Loans
  • Business Purchase & Start-Up Loans
  • Commercial Real Estate Construction & Development Loans
  • Long-Term Commercial Real Estate Loans
  • Interim Gap Financing
  • Leasing
  • Business Credit Card
  • Merchant Card Services
  • Specialized Loan Programs
  • Small Business Administration Loans (SBA)
  • Department of Commerce and Economic Opportunity Loans (DCEO)
  • Illinois State Treasurer Linked-Deposit Loans
  • Local Revolving Loan Programs
  • USDA Business and Industry Loans (B&I)

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Citizens First National Bank

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